Frequently Asked Questions About Emergency Cash Loans

Find answers to frequently asked questions here.

How long will I have to repay my cash advance?

That depends on the specific terms set forth by your lender and how long you choose to take the loan out for. Different lenders have varying policies on how long they will allow you to take out a loan for. Some lenders will allow larger loans up to six months for repayment.

What is the maximum amount that I can borrow?

How much is available for your emergency cash loans depends on various factors:

• State Laws: Most states have set up laws determining the maximum amount that may be borrowed by any one person on a cash advance basis. These laws and limits are designed to protect the consumer from falling into a severe trap of unmanageable debt.
• Your Income: The amount that you are allowed to borrow will also be limited and set by your regular income. You must make a minimal amount of monthly salary in order to even qualify for a cash advance in the first place. The more you earn, the more you will be eligible for within the limits set by your state.
• Your Current Loan Status: If you have any other cash advances currently in effect it will limit the amount you will be eligible to borrow or possibly prevent you from borrowing for a new loan at all.
• Your Current Employer: In some states laws have been passed that forbid or make difficult the lending of emergency cash loans to military servicemen and women. If you live in one of these states you may find it difficult to get a lender who will work with those in the military.

What if I have trouble repaying my loan?

If you cannot repay your loan as agreed by your next pay date or when your contract stipulates, you will be charged and must pay the fee for the loan on that date and the loan will carry over until your next payday and a new fee assessed to be repaid with it.

What if I have bad credit?

You're in luck because most emergency cash lenders will not conduct a credit check before determining who to approve for one of their loans. This makes cash advances accessible to a much wider range of borrowers in many different situations and living conditions.

Is my information secure?

Your information will be encrypted using the latest in SSL (secure socket layer) technology before it is transmitted to our network of cash advance lenders in order to protect it from prying eyes.